Peoples Manufactured Home Lending LLC considers the privacy of our customers as well as visitors to our website (www.PeoplesMHL.com) (the “Site”) to be extremely important. This Online Privacy Policy describes in detail the types of personal information collected and recorded on our Site and how we use it. Any financial product or service that may obtain from us through the Site is also subject to our financial Consumer Privacy Policies. If there is any conflict between this Online Privacy Policy and our financial Consumer Privacy Policies, the terms of the financial Consumer Privacy Policies control.
Directly From You with your Consent: We may collect information directly from you when you fill out a form on our Site, subscribe to any newsletters or blogs we may offer, apply for a loan, or submit information for a prequalification online, upload forms, or make a payment. The information we collect includes: (a) personally identifiable information such as your name, social security number or other personal identifiers; (b) contact information including landline and mobile or cellular telephone numbers, email and street or mailing address; (c) personal characteristics such as your age and gender; (d) financial information, including your income and debts; (e) information about your education and work history; and (f) payment information such as your bank account and credit or debit card numbers.
Indirectly through the Site: We may collect several types of information from and about users of our Site, including information by which you may be personally identified; information that is about you, but that does not individually identify you (through, for examples, pixels); and information about your internet connection, the equipment you use to access our Site, and usage details. We may collect this information directly from you when you provide it to us. We may also collect this information automatically as you navigate through our Site. The information that is automatically collected may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.
As you navigate through and interact with our Site, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including details of your site visit, IP address, browser type and operating system. We also may use these technologies to collect information about your online activities over time and across third-party sites or other online services. The information we collect may include statistical data and include personal information, and we may maintain it or associate it with personal information we collect in other ways or receive from third parties to help deliver a more personalized service, including by enabling us to:
Third Party Service Providers: We may also collect information about you from our service providers that assist us in providing financial products or services you request from us. These service providers include credit reporting agencies or bureaus, income, employment and other verification services, appraisers, payment processors, technology platforms, business and marketing consultants.
Third Party Advertisers: if you choose to access, visit and/or use any third-party advertising partner’s website that may be integrated with or linked to this Site, we may receive personally identifiable information and other information about you and our computer, mobile or other device that you have made available to those third parties. Your decision to visit third party advertising partner website from our Site is voluntary. However, you should make sure you are comfortable with the information these third-party advertising partners may make available to us by reviewing those third parties’ privacy policies and/or modifying your privacy settings directly with those third parties.
We primarily use the Personal Information you supply directly to use to provide you with the content and/or financial product or service you have requested. We may also use your Personal Information to communicate with you about new features, products or services, and/or to improve the services that we offer by tailoring them to your needs.
We use the Personal Information gathered indirectly through use of the Site to analyze trends, administer the site, track user’s movement around the site, and gather demographic information.
We may also use your Personal Information in any one or more of the following ways:
Your Personal Information may be transferred to, and maintained on, servers and databases located outside of your state, province, or other governmental jurisdiction where the privacy laws may not be as protective as your jurisdiction. Please be advised that we may transfer your information to and from any state, province, or other governmental jurisdiction, and process it in the United States. We may transfer any information we have about you in connection with a change in corporate control, including but not limited to a merger or sale (including transfers made as part of insolvency or bankruptcy proceedings) involving all or part of Peoples Manufactured Home Lending LLC or as part of a corporate reorganization or stock sale. We may also transfer or share your information as stated in and allowed by our financial Consumer Privacy Policies. Your consent to this Online Privacy Policy followed by your submission of such information represents your agreement to any such transfer.
We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:
We do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (”NAI”) on the NAI’s website opt-out page http://networkadvertising.org; and you can opt out of receiving targeted ads from those entities participating in the Digital Advertising Alliance by going to youradchoices.com or https://optout.aboutads.info/.
California residents may have additional personal information rights and choices. Please see the California privacy forms on Peoples Manufactured Home Lending LLC’s website for more information.
Please know we do not currently sell data triggering the opt-out requirements under Nevada Revised Statutes Chapter 603A.
This Site is not intended for use by those under age 18. No one under age 18 is allowed to submit Personal Information through the Site.
This Online Privacy Policy applies only to our online activities and is valid for visitors to our Site and regarding information shared and/or collected there. This policy does not apply to any information collected offline or via channels other than this Site. Please see the financial Consumer Privacy Notice for information regarding how Peoples Manufactured Home Lending LLC may share information collected offline or through channels other than this Site.
By using our Site, you hereby consent to our Online Privacy Policy and agree to its terms. If you don’t agree to the terms contained in this Online Privacy Policy, you must exit the Site immediately.
Rev 01/01/2024
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